Boyne City Michigan Real Estate is truly a buyers market!
Now is the perfect time to purchase a home in Boyne City.
Boyne City has always been a popular year round vacation destination in northern Michigan. Located on beautiful Lake Charlevoix, Boyne City is the perfect setting for golf, boating, water and snow skiing, and all of the other popular summer and winter activities. With something for everybody it is no wonder that each year more and more people are attracted to beauty and charm that make Boyne City the perfect place in Northern Michigan to call home.
Even with the current condition of the real estate market, Boyne City real estate is still highly sought after by those looking for the perfect vacation home and first time homebuyers alike! With property prices slightly relaxed in the wake of mortgage and finance rates, buying a home in Boyne City is now truly a buyers market!
The first time homebuyer has more leverage in finding and purchasing their dream home than ever before because home sellers now must be more flexible in the negotiation process or they could face losing the current level of equity of their real estate should the market continue to slow down. Additionally first time homebuyers should consider getting pre approved for a home loan before looking at properties. HUD, www.hud.gov offers counseling for first time homebuyers and their website has many helpful and informative articles to guide the first time homebuyer in the buying process. Knowing the facts about buying a home, how to choose a real estate agent and what to expect when applying for a home loan can save you time, heartache, frustration, and confusion, and most importantly money!
Don’t have perfect credit?
Even if you have less than perfect credit you can still secure a home loan with the FHA. The Federal Housing Administration has been helping low income families and those with credit problems secure financing to purchase a home since 1934. The popularity of using the FHA fell off in the 1990s with the booming prices of real estate, but now with the relaxed market and new legislation more families can take now afford to own their own home with out the financial burden of sub-prime loans. The beauty of the FHA is that they don’t provide. but rather the insure loans, this insurance removes or minimizes the default risk lenders face when buyers put down less than 20 percent. For the full story on FHA home loan visit Lake Charlevoix Realtors blog site.
When it comes to the local Northern Michigan real estate market Pat O’Brien & Associates have been the leaders in buying and selling Boyne City area real estate for quite some time. With an emphasis in customer service, satisfaction, and attention to details homebuyers are pleasantly surprised by the relaxed, no pressure approach that Pat O’Brien & Associates take when working with their clients. With 8 full time realtors on staff and the largest selection of listed waterfront properties, residential homes, land and commercial real estate in the Boyne area, finding your dream home could never be easier! Pat O’Brien & Associates specialize in Boyne City, Charlevoix, East Jordan, Ellsworth, and the surrounding area.
Visit Pat O’Brien & Associates website @ www.patobrien.com or call them directly @ 231-582-1700
Tags: boyne city real estate, real estate for sale in boyne city, lakefront real estate on lake charlevoix, first time home buyers, buying a home in boyne city, fha loans for first time home buyers, finding financing for your new home, how to secure an fha home loan
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